Scope

These terms apply to this website and to Formary Works digital products, including the Family Budget Operating System (FBOS) workbook.

Where a product is bought through a marketplace, that purchase is also subject to the marketplace's applicable terms.

Product license

FBOS is intended for personal, noncommercial household use by the person or household that buys it.

• You may keep reasonable backup copies of the file.
• You may create a new working copy of the workbook for each calendar year.

What the license does not allow

• Redistributing or publishing the file, in whole or in part.
• Reselling or sublicensing the file.
• Using the file to deliver paid client work or services.
• Sharing the file outside the licensed household.

Support and advice

Support covers use of the product itself. Support does not provide individualized financial, tax, legal, accounting, or investment advice, and nothing on this site or in a product should be treated as that kind of advice.

Website content

Site content describes Formary Works and its products. Product details described here reflect the product as it stands when written and may be updated as products change.

Changes

These terms may be updated. The date above shows when this page was last changed.

Contact

Questions about these terms can be sent to hello@formaryworks.com.